You own the client. We run the file.
BitWyzard is the para-broking and credit-strategy engine behind Australia's fastest-growing mortgage brokerages including document checks, lodgement, lender follow-ups, client chase-ups and settlement. Right-first-time files, answered in your name, lodged in your own aggregator.
In 2026, speed decides the deal. We turn individual files around in 8 working hours so your client never has time to drift back to the bank.
Trusted by 10+ Australian mortgage brokerages · $700M+ settled in FY26
Your best brokers are buried in the back office.
Volumes are at record highs and files are more complex but the day still disappears into admin. Here's what the market is telling brokers right now.
of the week lost to admin
Data entry, document chasing and lender follow-ups eat the hours that should be spent advising clients and winning referrals.
slow files drift back to the bank
A late reply is all it takes for a client to go direct or to a faster broker. In 2026, turnaround is a competitive weapon.
scrutiny is tightening
With Best Interests Duty monitoring sharpening, every file has to be clean, complete and audit-ready at the first time.
We take the heavy middle lodgement, lenders, compliance and chase-ups, so your brokers stay in front of clients, where the revenue actually is.
Pick how much of the thinking you hand over.
Both models are built broker-first: you stay the face to your client, and we run everything behind you, behind your brand, in your systems.
End-to-end para-broking
We process the deal. You stay client-facing.
- File setup, document review & compliance (BID, NCCP, VOI)
- Data entry into your CRM, promoted to ApplyOnline
- Servicing checks, valuations & credit-paper drafting
- Lodgement, conditions management & lender follow-ups
- Regular client updates & document chase-ups
- Settlement coordination for Individual, Trust & SMSF
Credit intelligence as a service
"You own the client. We own the credit thinking."
- Everything in ParaBroking, included as standard
- Credit strategy & deal structuring (entity, income, guarantors)
- Lender & product selection on policy fit, not just rate
- Scenario & "what-if" modelling before you meet the client
- Fallback lender mapping (Plan B / Plan C)
- Built for complex, self-employed, commercial & SMSF files
You stay in front. We run the engine behind you.
Here's the deal journey. You keep the parts that win and keep clients. We take the heavy lodgement, lenders, client chase-ups and settlement.
Client acquisition
Meeting clients, understanding needs, building rapport.
Consultation & strategy
Loan strategy and advice - our credit thinking on Alpha.
Application & processing
Data entry, document validation and lodgement.
Lender communication
Responding to MIRs, chasing lenders, status.
Client updates & chase-ups
Regular updates and chasing clients for documents - so you don't.
Post-approval & settlement
Loan docs, solicitor liaison, disbursement.
Ongoing relationship
Nurturing the client and earning the next referral.
No black box, and no chasing a queue: one dedicated Delivery Manager is your single point of contact, running the team and keeping your clients updated through your own email, CRM and WhatsApp - so deadlines are met and nothing slips.
More than an offshore back office. A growth partner.
Most offshore teams give you hands. We give you speed, quality, and a credit partner that helps brokers scale 4–5x without scaling their payroll.
Speed and quality, not just hands
Right-first-time submissions that minimise rework, and a 3-week average from submission to settlement. The difference from a typical offshore team is how fast and how cleanly the work gets done.
A growth partner, not a processor
On Alpha we shape the deal with you - structure, lender fit and strategy so you win more and decline less. Brokers we work with scale 4–5x without adding fixed cost.
Your brand, your trail - always
We stay invisible behind your brand, and 100% of your trail commission stays yours, forever and clawbacks too. We only ever sit behind the file, never between you and your client or your income.
ISO 27001 certified · inside your systems
A certified information-security management system, with a dedicated Delivery Manager working in ApplyOnline, your CRM, CoreLogic and Quickli. All lodged on your licence, so the file shows in your aggregator.
ISO/IEC 27001:2022 · Cert #305025051009ISBuilt for outcomes, not just admin.
Resources scale with your volume · Individual, Trust & SMSF · MIRs answered within one working day
Para-broking, answered.
The things brokerages check before handing us their files.
What is para-broking? +
Will my clients know a third party is involved? +
Do I keep my trail commission? +
Which software and aggregators do you work in? +
How fast is your turnaround? +
Is my data secure, and where is it processed? +
How do we get started? +
Ready to scale like a big brokerage?
Book a discovery call and we'll map exactly what we'd take off your plate - ParaBroking, Alpha Broking, or a one-off trailbook review. Start with a pilot on real files.